Introduction
Welcome to Step Two Corporation Limited .We operate the mobile application and website at (https://steptwo.in/) (collectively referred to as the "Platform"). 91A/1, Park Street,Avani Signature, 7th Floor, R.N-702 Kolkata -700016. (hereafter referred to as "Step Two", "we", or "us"), is committed to protecting your privacy. Please review this Privacy Policy carefully before using our Platform.
Acceptance of Policy
By accessing or using our Platform, you agree to the terms of this Privacy Policy. If you disagree with any part of this policy, please refrain from using our Platform.
Grievance Officer
For any privacy concerns, please contact our Grievance Officer:
91A/1, Park Street, Avani Signature, 7th Floor, R.N-702 Kolkata -700016,.Email: support@steptwo.in
Information Collection
Personal Information
- Full Name
- Email Address
- Residential Address
- Postal Code
- Organization Name
- Salary Details
- Phone Number
- Permanent Account Number (PAN)
- Bank Account Details
Additionally, we may store your Profile Picture and Username when you log in using Gmail.
Certain information, such as your recent account statements and salary details, is collected when you register for an account. Access to certain features of our Platform may require you to provide this information.
Non-Personal Information
We automatically collect non-personal data, such as:
- IP Address
- Browser Information
- URL Activity
- Cookies (small data files stored on your device)
Cookies help us enhance your user experience. You can manage cookie preferences through your browser settings, but disabling cookies may affect the functionality of our Platform.
Device Information
When you install and use our App, we may collect device-specific information, including:
- Unique Device ID (IMEI)
- Operating System Information
- Mobile Network Details
- Installed Apps and their Metadata
This information helps us provide updates, improve security, and tailor your experience.
Permissions and Data Use
- Camera Access: To scan KYC documents for a seamless experience.
- Storage Access: To securely download and save documents for loan processing.
- Location Access: For verifying addresses and assessing loan applications.
- Phone Access: To collect device identifiers and network information for security.
- SMS Access: To analyze creditworthiness and detect fraud.
- Installed Apps: To evaluate creditworthiness and customize loan offers.
- User Profile Information: To facilitate registration and verify user identity.
- Contacts Access: To enhance your profile and detect fraud.
Use of Information
We use the collected information to:
- Provide and improve our services
- Personalize user experience
- Conduct credit assessments
- Detect and prevent fraud
- Send relevant updates and offers
Disclosure of Information
We may share your information with:
- Financial and technology partners for service provision
- Regulatory bodies or in response to legal obligations
- In the event of business transactions like mergers or acquisitions
Data Security
We implement robust security measures, including SSL encryption, to protect your information. Our Platform adheres to security standards such as ISO 27001 and undergoes regular audits.
Data Transfer
Your information is stored on servers in India. We comply with local data protection laws and international regulations as applicable.
Privacy Controls
You can manage your information preferences through device settings or by contacting us to request data removal.
Opt-Out
To opt out of non-essential communications, contact us at compliance@steptwo.in. To delete your profile information, follow these steps:
- Send a request email to compliance@steptwo.in with the subject "DELETE PROFILE INFORMATION".
- Our team will contact you for confirmation.
- Your request will be processed within 3-5 working days.
External Links
Our Platform may contain links to other sites. We are not responsible for the privacy practices of these sites. Review their privacy policies before providing any personal information.
For more details or queries regarding our Privacy Policy, please contact us at support@steptwo.in |